OpenTrade

Overview

OpenTrade was spun out of Circle to build institutional-grade, asset-backed yield products specifically designed for the stablecoin economy. Backed by Circle and a16z Crypto, OpenTrade provides cryptocurrency exchanges, neobanks, and fintech platforms with seamless access to yield-generating opportunities from high-quality real-world assets such as money market funds, U.S. Treasuries, and other short-duration fixed income products.

OpenTrade's full-service platform includes bank-grade legal structuring, off-chain asset management, and on-chain tokenization infrastructure, making it easy for platforms to integrate yield offerings into both front-end user experiences and back-end treasury operations. By bridging traditional finance with blockchain technology, OpenTrade enables platforms to offer their users competitive yields while maintaining the security, compliance, and liquidity characteristics essential for institutional adoption.

Features

• Asset-Backed Yield Products: Tokenized exposure to institutional-grade real-world assets generating stable returns.
• Money Market Funds: Access to high-quality money market instruments with daily liquidity.
• U.S. Treasury Exposure: Tokenized products backed by U.S. government securities.
• Institutional-Grade Assets: All underlying assets meet institutional quality and compliance standards.
• Full-Service Platform: End-to-end solution from legal structuring to asset management to tokenization.
• Bank-Grade Legal Structure: Compliant securitization and fund structures developed with top-tier legal advisors.
• Off-Chain Asset Management: Professional management of underlying real-world assets by regulated managers.
• On-Chain Tokenization: Blockchain-native tokens representing ownership in underlying yield-generating assets.
• Easy Integration: Simple APIs for exchanges and platforms to offer yield products to end users.
• Front-End and Back-End Use: Support both customer-facing yield products and treasury management.
• Daily Liquidity: Products designed for redemption flexibility matching crypto market expectations.
• Transparent Reporting: Regular reporting on underlying asset composition and performance.
• Stablecoin Native: Purpose-built for platforms operating in the stablecoin ecosystem.
• Regulatory Compliance: Fully compliant structures meeting securities and banking regulations.

Getting Started

To integrate OpenTrade into your platform:

1. Contact OpenTrade: Reach out to OpenTrade's partnerships team to discuss your platform's needs.

2. Define Use Case: Determine whether you need:

   • Customer-facing yield products for end users
   • Treasury management solutions for corporate funds
   • Both retail and treasury applications

3. Platform Assessment: Work with OpenTrade to assess integration requirements:

   • User base and expected demand
   • Regulatory considerations for your jurisdiction
   • Technical integration approach
   • Front-end vs back-end implementation

4. Legal and Compliance Setup: OpenTrade handles legal structuring:

   • Establish compliant fund or securitization structure
   • Navigate securities regulations
   • Set up custody and administration arrangements

5. Technical Integration: Implement OpenTrade's platform:

   • Integrate APIs for subscription and redemption
   • Connect to on-chain token infrastructure
   • Implement necessary compliance checks
   • Test in sandbox environment

6. Launch Yield Products: Go live with OpenTrade-powered yield offerings:

   • Enable users to earn yield on idle stablecoins
   • Use treasury products to generate returns on corporate holdings
   • Provide transparent reporting to users

Avalanche Support

OpenTrade's tokenization infrastructure is designed to support multiple blockchain networks. As an EVM-compatible platform, Avalanche C-Chain can be leveraged for deploying OpenTrade's yield-generating tokenized products, enabling platforms on Avalanche to offer institutional-grade yield to their users with the efficiency and low costs of the Avalanche network.

Product Offerings

OpenTrade provides several types of asset-backed yield products:

Money Market Fund Tokens: Tokenized exposure to institutional money market funds investing in high-quality, short-term debt instruments.

Treasury Tokens: Digital assets backed by U.S. Treasury bills and bonds, providing government-backed yield.

Short-Duration Fixed Income: Tokenized access to investment-grade corporate debt and other short-duration instruments.

Cash Management Products: Yield solutions designed for institutional cash management with daily liquidity.

All products are structured with institutional-grade underlying assets managed by regulated asset managers.

Use Cases

OpenTrade serves various platform types and use cases:

Cryptocurrency Exchanges: Offer yield products to exchange users who want to earn returns on idle stablecoin balances without leaving the platform.

Neobanks: Provide competitive interest rates to customers through asset-backed tokenized products.

Fintech Platforms: Integrate yield-generating features into fintech apps serving retail or business customers.

Treasury Management: Enable companies to generate returns on corporate stablecoin treasuries through institutional-grade products.

DeFi Protocols: Bridge DeFi platforms to real-world asset yields through compliant tokenized products.

Payment Platforms: Offer yield on payment platform balances, enhancing user value proposition.

Custodians: Provide custody clients with access to yield on their held assets.

Platform Benefits

Turnkey Solution: OpenTrade handles legal structuring, asset management, and compliance—platforms just integrate.

Institutional Quality: All underlying assets meet institutional standards for credit quality and liquidity.

Regulatory Compliance: Bank-grade legal structures ensure compliance with securities and financial regulations.

Flexible Integration: Support for both customer-facing and treasury management use cases.

Stable Yields: Generate predictable returns from high-quality fixed income assets.

Daily Liquidity: Redemption structures designed for crypto market expectations.

Transparent Operations: Regular reporting and disclosure of underlying assets.

Proven Backing: Supported by Circle and a16z Crypto with institutional credibility.

Legal and Compliance

OpenTrade maintains comprehensive compliance:

• Securities Compliance: Registered offerings or appropriate exemptions for tokenized products
• Banking Regulations: Structures that comply with banking and financial services rules
• Asset Management: Underlying assets managed by regulated investment managers
• Custody: Institutional-grade custody arrangements for underlying assets
• Reporting: Regular financial reporting and audits
• KYC/AML: Integrated compliance processes for investor verification
• Multi-Jurisdictional: Structures adaptable to different regulatory environments

Technology Infrastructure

OpenTrade provides comprehensive infrastructure:

• Subscription/Redemption APIs: Simple integration for platforms to offer yield products
• On-Chain Tokens: ERC-20 compatible tokens representing ownership in underlying assets
• Smart Contracts: Audited smart contracts for token issuance and lifecycle management
• Off-Chain Asset Bridge: Secure connection between blockchain tokens and traditional assets
• Reporting Dashboard: Real-time portfolio composition and performance data
• Compliance Engine: Automated compliance checks and regulatory requirements
• Multi-Chain Support: Capability to deploy across multiple blockchain networks

Asset Management

OpenTrade partners with top-tier asset managers:

• Institutional Managers: Regulated asset management firms with proven track records
• Quality Standards: Strict criteria for underlying asset credit quality
• Diversification: Portfolio construction across multiple high-quality issuers
• Liquidity Management: Daily management to support redemptions
• Risk Management: Conservative approach prioritizing capital preservation
• Transparent Reporting: Regular disclosure of holdings and performance

Circle and a16z Backing

OpenTrade's backing provides significant advantages:

Circle Relationship: Spun out of Circle, the issuer of USDC, providing deep stablecoin ecosystem ties.

a16z Crypto Investment: Support from leading crypto venture firm with extensive network.

Industry Credibility: Backing from respected names enhances trust with platforms and regulators.

Strategic Alignment: Close integration with Circle's broader stablecoin infrastructure.

Network Access: Connections to exchanges, platforms, and institutions through backers.

Pricing

OpenTrade offers institutional pricing:

• Management Fees: Annual fees based on assets under management
• Performance Fees: Potential performance-based compensation (product dependent)
• Platform Fees: Integration and ongoing platform access fees
• Custom Structures: Tailored pricing for large platforms or unique requirements
• Transparent Pricing: Clear fee schedules with no hidden costs

Contact OpenTrade for detailed pricing based on your platform's specific needs.

Competitive Advantages

Purpose-Built for Stablecoins: Designed specifically for the stablecoin economy, not retrofitted from TradFi.

Full-Service Solution: Handles legal, compliance, asset management, and technology in one package.

Institutional Quality: No compromise on underlying asset quality or regulatory compliance.

Proven Team: Leadership with deep experience in both traditional finance and crypto.

Strategic Backing: Support from Circle and a16z Crypto provides credibility and resources.

Easy Integration: Simple APIs make offering yield products straightforward for platforms.

Flexible Deployment: Support both retail yield products and institutional treasury management.

Conclusion

OpenTrade represents the missing link between the stablecoin economy and institutional-grade yield-generating assets. By providing a full-service platform that handles legal structuring, asset management, and tokenization, OpenTrade makes it possible for cryptocurrency exchanges, neobanks, and fintech platforms to offer their users access to high-quality real-world asset yields without the complexity of building these capabilities in-house. With backing from Circle and a16z Crypto, and support for blockchain networks like Avalanche, OpenTrade is positioned to be the standard infrastructure for bringing institutional yield products to the crypto ecosystem. Whether you're an exchange looking to offer yield on user deposits or a company seeking to generate returns on treasury holdings, OpenTrade provides the compliant, institutional-grade solution that bridges traditional finance with the stablecoin economy.